Every year there is extreme hype over back to school because we want to make sure that our children are ready for the first day of school. We follow the school supply list and buy everything on it. We are prepared for the first day, but don’t prepare for all the expenses to come. I […]

North Carolina recently became the 20th state to require passing financial literacy in order to graduate high school. As someone who eats and breathes financial literacy this is great news, but there is caution. Over the past eight years I have spoken in front of 70,000 students around financial literacy and I know many of […]

We are in the middle of 2019 which means half of the year is gone and it is time to focus on the second half. You can focus on different areas of your life, but I would like to focus on your finances. Where are you at on your financial goals? Take time to take […]

Now that the story about billionaire Robert F. Smith pledging to pay off the student debt of the 2019 Morehouse graduating class has worn off there are still millions of people still in student loan debt. I am sure that there is a high chance you reading this post is in student loan debt. There […]

Winners never quit! This is absolute truth in anything, but it is especially true when it comes to your finances. When you decide to pay off debt it becomes a journey. A long journey depending on how much debt you have. If you have tens of thousands of dollars in debt you can’t expect to […]

So many of us go through life thinking that if we just keep waking up every morning then everything will just work itself out. Life really does not work like that and your finances definitely don’t work like that. You have to be more intentional when it comes to your money. Have you ever heard […]

Majority of my audiences range from high school students all the way to employees in corporate America. That means that a person in one audience could be fourteen years old while in another audience forty five years old. Recently I spoke to an audience of 300 students and their families so as you can imagine […]

As the days grow warmer we get the feeling to spring clean. Spring cleaning gives you a feeling of accomplishment because you are removing items in your home that is no longer needed for the season you are in. Have you ever thought about applying spring cleaning to your finances? Spring cleaning your finances is […]

If we look back to the lives of our grandparents and our great grandparents it is obvious that they grew up without much. Many of the things that we have today they could only dream of. Even with not having much they still enjoyed a certain happiness. A certain peace of mind. Both my grandmother, […]

We have now entered Women’s History Month, in fact this Friday is International Women’s Day! Women this is the perfect month to focus on you. One area to definitely focus on is your money. I want to share what you need to do when you run into any of the following life events. New Job […]