Housing has been hot for over a year! So hot there were people buying houses without seeing them in person. The housing market was so out of control that it started to price out regular buyers. Now the housing market is starting to cool off and heading back towards normal so I want to share what you should be doing if you are looking to buy a home.

Money Is King:

Having a downpayment for a house could help you be in a better position when you find the house you want to buy. During this past year those with the most money won the bidding wars and although the market is going back to normal you still need to come to the table with your best downpayment. I suggest a 20% downpayment and if you don’t have any money saved yet you should get started today!

Be Flexible

I understand that buying a house is the biggest investment you will make in your life, but that doesn’t mean that you have to be unmovable. It is okay to have preferences when it comes to the type of home you want, but if you want to buy a house in the next year you need to be willing to be flexible in your choices because the supply of houses is low. Now if you are not ready to buy for two years or more you probably can be picky and get the perfect house that meets all of your wants and needs.

Get Professional Help

If you don’t know real estate like the back of your hand then you need to get some help. Before you start looking for a home, reach out to a real estate agent that knows the area that you want to live in. When I was building my house my real estate agent helped get my house built faster when unnecessary delays kept happening. A real estate agent can save you time and money!

Now is the time to prepare if you are looking to buy a house in the next year or two. Don’t wait until you find the perfect house because by that time it will be too late.

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International Financial Literacy Speaker and Author

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