A few weeks ago I took an unpopular position and said that the federal reserve raising interest rates was a good idea and could help in certain areas. Those areas are already seeing a positive turn and could continue to see positive movement over the next few months. I want to share the positive changes […]

Well, it is actually been here, but now it is being accelerated! There are groups who have seen student loan forgiveness promises broken over and over again, but now those promises are starting to become reality. I will talk about who those groups are in a minute, but first I want to talk about financial […]

April is here so everyone knows that it is time to file your taxes. Some people like tax season because they always get a refund and some people hate tax season because they always owe money. Either way it is something that has to be done by millions of Americans each year. I want to […]

You have to be under a rock in order not to see that everything around us cost more money these days. Food prices are up. Gas prices are ridiculous. Rent and home pricing are skyrocketing. Everything that we spend our money on is costing us more these days than it has in the past. The […]

Every time you think we are done talking about student loan forgiveness another news alert comes out from the Department of Education. Many student loan borrowers are waiting on congress to send a bill to the President that will forgive $10,000 for every federal student loan borrower, but in the meantime there are others that […]

Right now everything around us is expensive. Food is expensive. Gas is super expensive. Now with winter approaching it looks like energy prices may follow in that same pattern. Receiving a high water, electric, or gas bill can put someone’s bank account into dangerous territory. I want to share steps you can take now to […]

Although the temperature lately doesn’t feel like summer, summer will be here before we know it and so now is the time to prepare for summer activities. Activities such as summer camps, vacations, and even money making opportunities for that teenager at home. The Little Ones: The most pressing to-do on your to-do list should […]

May 31st-June 1st 1921 100 Years 100 Years since the massacre of Black Wall Street Many speak of the racial massacre by white mobs that murdered over 300 black men, women, and children, but many don’t focus on the awesomeness of Black Wall Street. Black Wall Street started when the genius O.W. Gurley bought a […]

The vaccine is here and optimism is rising that people will be able to start traveling freely once again. The world of travel has changed over the last year so it is very important to know what your options are so that you can have an enjoyable trip! Airlines Have Different Rules: Not all airlines […]

It goes against everything you’ve ever been told about money management, but I would recommend that most folks should not make a budget. Budgets work for a very specific type of person. If you’re the type of person who ca n weigh your food before you eat it, you may be a budget person. If […]