I was creating my Masterclass for this week and it caused me to think back to 2008. More than likely you did not know me in 2008. At that time I was not traveling the world speaking with my own business, but instead I was working in corporate America following the orders of my manager. […]

It is Women’s History Month and this is usually the month that we talk about how women can be recognized more and uplifted. I deal with personal finance so I am focused on women reaching financial independence. Helping women make good money, spend less, and save more! I want to look at three areas that women […]

Over the last nine years I have spoken to over 80,000 people on stages around the world. Majority of the 80K have been students, especially first generation students. This is my favorite group to speak in front of. Not because I am a first generation college graduate, but because I know I can help them […]

It is that time of the year again. Where everyone and everything tries to empty your bank account. Christmas easily wins as the time that people want the most from you. But, what if you are trying to find your way to financial freedom? Then this time of the year can be hard, but I […]

People who know me know that I don’t like waiting. I have been impatient since I was a child. In fact I used to get marks against my work in elementary school because I would go too fast. I live my life just as fast today and when I make a decision I am going […]

It is not about being a millionaire. It is about having choices. Being debt free allows me to take advantage of opportunities when they present themselves. This is especially true in my business. Whenever I speak on stage to business owners around personal finance I continually share with them the importance of having their money […]

A recession is coming so that is not the question. The question is are you ready for it? As you well know I speak all over the world. When you see me speaking in front of students I am preparing them for a financial future where they don’t worry about recessions because their money is […]

In May everyone was talking about Robert F. Smith who paid off the student loan debt of the Morehouse graduating class. Recently we found out that he included the Parent Plus Loans of the parents too. So entire families from that graduating class is now free of student loans. I don’t want to talk about […]

About ten years ago I was working in corporate America in what many would consider a dream job. Great pay, health insurance, company car, and free gas. When I started in the industry I thought “man, I have hit the lottery! I am going to do this until I retire!” One day I started to […]

We have all went through hard times, but I believe losing a job has to be one of the worst. Not having a steady income for a couple of months can really put someone in a bind. I remember the day that I was laid off and 60% of our income vanished. Immediate panic started […]